Pooler Georgia Insurance Products

We offer various types of insurance including auto, homeowners, life, business, RV, flood, renters insurance and more. Call 912-712-1190 today!

Man Driving Insured Vehicle
Auto Insurance

Owning a vehicle comes with responsibilities and financial risks if you do not have adequate insurance.

Two Story Home With Insurance
Home Insurance

Buying a home is likely the largest investment you’ll ever make, so protecting that investment just makes sense.

Friends Laughing With Insurance
Life Insurance

Life insurance protects the financial interests of the people in your life who rely on your income in the event of your death.

Insured Boat in Water
Recreational Insurance

If you own a recreational vehicle, educating yourself on the insurance coverage options is in your best interest.

Business Man Smiling
Business Insurance

Business insurance protects your financial interests and your business in case of unexpected events such as employee injuries.

Insurance Coverage Bundle Concept
Contact Us Today

Whether you have a question, need to file a claim, or request a quote, call 912-712-1190 or send us a message!

Woman with Insurance Driving Car

AUTO INSURANCE

Owning a vehicle comes with responsibilities and financial risks if you do not have adequate insurance. Auto insurance can offer financial protection against physical damage, bodily injury, theft, and vandalism. There are different types of coverage to consider; some are required by law and others are optional.

  • Bodily Injury Liability
  • Medical Payments or Personal Injury Protection (PIP)
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Uninsured Motorists Coverage

Cars come in every make and model, and there is not a blanket auto insurance policy to cover them all, not by a long shot. Our experienced agents at Barry Gravitt Agency will guide you through the maze of insurance offerings available to make sure that you have the coverage you legally need, first and foremost, and that you are not leaving yourself vulnerable in the event of an accident. There are blind spots on the road when you are driving, and there are blind spots in auto insurance coverage, too. Just meeting a state-mandated minimum does not mean you have the coverage that is correct for your vehicle or your future financial well-being. Let our experience work for you.

Family Walking Into New Home

HOME INSURANCE

Buying a home is likely the largest investment you’ll ever make, so protecting that investment just makes sense. Homeowners insurance protects against losses, including damage to property and personal possessions as well as liability insurance for accidents that occur on the property. Every home and every homeowner has their own insurance needs. There are coverage options to consider and we can find the best fit for you.

Section I — Property Coverages

  • Coverage A – Dwelling
  • Coverage B – Other Structures
  • Coverage C – Personal Property
  • Coverage D – Loss of Use/Additional Living Expenses
  • Additional Coverages
  • Exclusions
  • Floods

Section II — Liability Coverages

  • Coverage E – Personal Liability

Barry Gravitt Agency realizes that what homeowners want is solid coverage at a fair price. Our staff takes pride on having a dialogue with our potential clients, understanding where their priorities lie, and answering whatever questions they may have about their homeowner insurance options.

FLOOD INSURANCE

Did you know that nationwide, only 20% of homes at risk for floods are actually covered by flood insurance? Since many private insurers do not offer protection in the case of flooding, it’s smart to consider seeking insurance coverage against property loss from flooding on your own. There are different options, and we can recommend the right amount of for your home.

Flooded Home

CONDO INSURANCE

If you live in a unit owned and insured by a condo association, townhouse association cooperative, homeowners’ association, planned community, or a similar type of organization, condo insurance is worth looking into. This type of insurance offers protection against personal property losses and liability. Call 912-712-1190 to learn more.

Condominium Insurance

RENTERS INSURANCE

In the event of a fire or theft, could you replace all of your personal belongings? As a renter, consider that unfortunate outcome when deciding if renters insurance is worth it to you. Similar to homeowners insurance, renters insurance includes liability insurance and coverage for personal property against fire, theft, and vandalism. In order to determine how much renters insurance you need, consider how much your property is worth and what you would do if you were faced with a liability lawsuit.

Keep in mind that as a tenant you are not responsible for insuring the building; that is your landlord’s responsibility. All in all, renters insurance is inexpensive, averaging between 12 to 30 dollars per month. That’s much less than what it would cost to replace your personal belongings.

Family In Rental Home

LANDLORDS INSURANCE

As a landlord, the property you own is your livelihood, so having a coverage to protect you from financial losses is essential. A standard policy covers damage from a fire, lightning, explosion, earthquake, storm, flood, escape of water/oil, subsidence, theft, and malicious damage.

Keep in mind that landlords insurance usually does not cover any personal property belonging to tenants. There are different options to consider, and each type covers different losses. We are committed to helping customers like you identify the insurance coverage that best fits your needs.

To ease owners’ concerns and provide protection for situations that are beyond their control, consult with our professionals located in Pooler, GA today for more information.

Landlord Tenant Insurance
Family Vacationing with RV

RECREATIONAL INSURANCE

If you own a recreational vehicle, educating yourself on the insurance coverage options is in your best interest. Insurance is important whether you are on the road, dirt trails, or the water. Accidents can happen anywhere, and if they do, you’ll be glad to be protected.

RV INSURANCE

Traveling by RV is fun for the whole family. If you own a motor home, camper, or trailer, you should think about insurance coverage before hitting the open road. RV insurance is designed for recreational vehicles, and some coverage is required by law while some is optional. This way you can customize coverage to fit your individual needs.

  • Bodily Injury Liability
  • Medical Payments or Personal Injury Protection (PIP)
  • Property Damage Liability
  • Collision
  • Comprehensive
  • Uninsured Motorists Coverage
  • Contents Coverage

ATV INSURANCE

Accidents happen, and it’s important to be protected in case they do. ATV insurance offers financial and liability protection for physical damage and bodily injury incurred from use or storage. In addition to 4-wheelers, ATV insurance also covers snowmobiles, Segways, golf carts, tracked all-terrain vehicles, amphibious vehicles, go-karts, and certain motorcycles. Call 912-712-1190 to discuss your specific needs!

All Terrain Vehicle

BOAT INSURANCE

Owning a boat is a lot of fun, but as a boater owner you have certain responsibilities. Boat insurance protects you, your boat, and passengers. Boat insurance extends to all motorized water vehicles including fishing boats, pontoon boats, yachts and jet skis. Coverage options include Uninsured or Underinsured Boater Coverage, Medical Payments, On-Water Towing and Labor Coverage, Fishing Equipment Coverage, and Personal Effects Coverage.

Boat with Recreational Insurance

CLASSIC CAR INSURANCE

If you’ve always pictured yourself behind the wheel of a classic car and that vision becomes a reality, you should consider classic car insurance. While similar to regular auto insurance, classic car insurance is typically less expensive since classics are typically not used for everyday driving. The rate will vary based on the model year, annual miles driven, and any customizations.

  • Antique & Classic Cars
  • Modern Collector Vehicles
  • Modified Vehicles
  • Classic Trucks & Utility Vehicles
  • Motorsports Vehicles
  • Vintage Motorcycles & Scooters
  • Retired Commercial Vehicles
  • Collector Trailers
  • Vehicles Under Construction
  • Classic Military Vehicles
  • Antique Tractors
Classic Car Insurance

MOTORCYCLE INSURANCE

Since traffic collisions can cause some serious damage to a motorcycle and its driver, insurance is a must. Motorcycle insurance provides financial protection against physical damage and bodily injury caused by traffic collisions. The last thing you need is an expensive insurance premium on top of all the other expenses. Call us at 912-712-1190 or stop by when you’re out on your bike and we will provide you a quote that will offer savings that you can put in your gas tank so you can keep riding on!

  • Accessory Coverage
  • Comprehensive Physical Damage Coverage
  • Collision Coverage
  • Bodily Injury Liability Coverage
  • Property Damage Liability Coverage
  • Medical Payments Coverage
  • Personal Injury Protection Coverage
  • Uninsured/Underinsured Motorist Coverage
  • Motorcycle Roadside Assistance Coverage
Motorist on Motorcycle with Insurance
Happy Family with Life Insurance

LIFE INSURANCE

Life insurance protects the financial interests of the people in your life who rely on your income in the event of your death. In exchange for your payments, the insurance company provides a lump sum payment to the insured’s beneficiaries.

Types of Life Insurance

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Variable Universal Life Insurance

UMBRELLA INSURANCE

Some policies don’t cover everything, and umbrella insurance fills in the gaps. Umbrella insurance is a type of liability insurance offering protection in excess of other specified policies. If you have umbrella insured, your primary insurance policies pay up to your limits and any additional amount is paid by the umbrella policy up to the limit of the umbrella policy. Call Barry Gravitt Agency serving Pooler, Savannah, and all of Georgia at 912-712-1190.

Woman Working At Desk

BUSINESS INSURANCE

Owning a business comes with responsibilities. Business insurance protects your financial interests and your business in case of unexpected events such as employee injuries, lawsuits, or natural disasters. There are different coverage options available to business owners, and keep in mind the right coverage can mean the difference between the success and failure of your business.

Major Types of Business Insurance

  • General Liability Insurance
  • Commercial Auto Insurance
  • Commercial Property Insurance
  • Commercial Umbrella Insurance
  • Professional Liability Insurance
  • Business Owner Package
  • Workers’ Compensation
  • Group Health Insurance
  • Group Life Insurance
  • Group Disability Insurance
  • Supplemental Insurance

BUSINESS OWNER PACKAGE INSURANCE

A Business Owner Policy (BOP) includes all the required coverage business owners need in one package. Bundling these services can save you money when compared to buying coverage individually, and BOPs can be altered to fit your company’s specific requirements. Typically, BOPs include property insurance for buildings and contents owned by the company, business interruption insurance, and liability protection.

Business Handshake Consulting

WORKERS COMPENSATION

Employers are legally responsible for keeping workplaces safe, but accidents happen. When they do, workers’ compensation provides wage replacement and pays for medical expenses for the employee who was injured on the job. The most important thing you can do for those working for you is to protect them. Give us a call today at 912-712-1190!

Employees with Insurance Coverage